Kalixa Prepaid MasterCard

Kalixa® is the combined prepaid MasterCard® and eAccount that puts users in control of their cash. New cardholders can get started by depositing as little as £10 - which covers the one time registration fee of £4.95. With Kalixa there are NO monthly account charges and NO charges on transactions using the MasterCard at POS or online. 
An electronic deposit to the card is available at 99p, and the card has a high maximum limit of £9,000 Registration is quick and easy, and can be completed online in 2 mins. There are no credit checks and new cardholders only require a valid email address, a valid postal address and an initial load of £10 which can be made online via a wide range of supported deposit methods. 


Cardholders may also choose their four digit PIN number at registration. Once completed, the personalised chip & PIN card will be delivered in 5-7 days.

What is Kalixa?

Kalixa is a combined prepaid MasterCard® and eAccount (e-money account) that lets you shop securely online, on the high street and over the phone.

Your Kalixa Card can be used all around the world – wherever the MasterCard acceptance mark is displayed – both to shop in stores and withdraw cash from ATMs.

You can use your Kalixa Card just like a credit or debit card, but because it’s a prepaid card, there’s no chance of going into debt (like with a credit card), or giving fraudsters direct access to your bank account (like with a debit card).

What does it cost and are there any ongoing charges?

At Kalixa our goal is to be fair and transparent with our fees, giving you the best value and keeping you in control. We charge £4.95 to set up your eAccount, and provide you with a Kalixa Card. This amount is deducted from you initial load (minimum of £10) which leaves you with £5.05 to spend. Of course if you load more than the minimum, you’ll have more to spend.

After you register, there are no ongoing costs, so long as you use your eAccount or Card once every 6 months. If you don’t use your eAccount or Card for 6 consecutive months we will charge you an account maintenance fee of £0.99 per month, however as soon as you use your eAccount or Kalixa Card again, then we will stop charging this fee. We will also notify you in writing 2 weeks prior to charging the account maintenance fee, so you can use your eAccount or Card and prevent the fee from being charged.

Assuming that your account has not been inactive for more than 6 consecutive months at the time of expiry, we will also reissue your Kalixa Card free of charge upon expiry.

Can I get into debt by using Kalixa?

No. With Kalixa, there is no way to get into debt. You cannot spend more money than you have available in your eAccount. Even if we charge you fees, these can never exceed the funds available on your account. You will never go into negative balance.

Who issues my Kalixa Card?

Your Kalixa eAccount and Kalixa Card are issued by Vincento Payment Solutions Limited.

Vincento Payment Solutions Limited is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register) in the United Kingdom as an e-money issuer (FSA Registration Number 470337). For more information, visit our website: http://www.vincento.co.uk

Getting your Kalixa Card

How do I get a Kalixa Card?

Getting your Kalixa Card is easy. There is no credit check and you don’t need a bank account: all you need to do is:

• Register on this website - it only takes about 5 minutes.
• Load some funds into your Kalixa eAccount.
• Select your Kalixa Card PIN by clicking the link in the email we'll send you.
• Finally, we'll post your Kalixa Card to you and also send you a card activation code. When prompted, enter the code into the website and your card will be ready to use.

It's quick and easy to get your Kalixa Card.

Click here for more information.