You can stretch out your finances by applying for up to £2,500 through 12 Month Loans. Not only that, but you can build up your credit rating by making regular payments. And, even better, the payment plan is flexible, so if you want to pay off more, earlier, you can end up paying less overall!
How to apply:
Applying couldn't be easier. Just fill in your name and your home and work contact details. After that, we just need your salary details and your bank sort code and account number, and you're done. You'll usually get an immediate decision as well!How to repay:
If your application for an instalment loan is accepted, you'll be asked which day is most convenient for you to make repayments (this will usually be your payday). Payment will be taken from your debit card each month on this day. You'll also be able to make changes to your repayments if necessary.Charges
We like to keep things simple, so you know what you're applying for and what you need to repay. We don't believe in hidden fees, charges or forcing you to sign up to a regular membership.Loan Rates
You can borrow from £100 to £2,500, paying it back in monthly instalments for up to a year.
Repaying your loan
Repayment is set up when you accept the loan agreement, and will be withdrawn from your debit card. What you repay will depend on how much you borrow and the time period the loan covers.The examples below are based on a representative APR of 278% (variable).
Getting your loan
All you need to do to apply is to fill in our fast application form. You'll be asked about your work, salary, contact details and bank details.Once you have been accepted for a loan, you will be sent an agreement, which you can sign online. Once this is done, the money will usually be transferred to your account within 48 hours.
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